Is Chase Sapphire Preferred® a Visa Card?

Is Chase Sapphire Preferred® a Visa Card?

credit card advice

Mike Randall
By: Mike Randall
Posted: January 15, 2016
Opinions expressed here are ours alone, and are not provided, endorsed, or approved by any issuer. Site may be compensated through the issuer affiliate programs.

For folks who like to take full advantage of the rewards their credit cards offer, very few cards can beat the Chase Sapphire Preferred® card. With one of the best bonus point reward programs of any credit card out there, the Sapphire Preferred® card from Chase is the go-to card for frequent flyers, small business owners, and anyone who uses their card frequently for large ticket purchases.

Looking at the Sapphire Preferred® card, one of the things you notice almost immediately is there’s no logo on the face to identify its affiliation. To answer the question we’ve been asked — yes, by default the Sapphire Preferred® card is a Visa Signature card.

Yes, Sapphire Preferred® Card is a Visa Signature Card

Turning the card over discloses the Visa logo, along with the holder’s printed account number. Although, you’ll also notice the numbers aren’t raised like they are on most credit cards.

Another obvious characteristic of the Sapphire Preferred® card is it isn’t a plastic card, but made of metal instead. This may be part of the reason for the account numbers not being raised. But whatever the physical differences, this card is a popular choice among credit card users for more than just its unique appearance.

Features of the Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® credit card is designed for consumers who use their cards frequently for air travel, business expenses, hotel stays, dining, and other big-ticket expenses. As a result, the rewards it offers are extremely generous. Here are some of the primary features that keep so many folks reaching for their Sapphire Preferred® card over other cards in their wallet:




  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
17.74% - 24.74% Variable
$0 Intro for the First Year, then $95
Excellent Credit

+See more credit cards from Chase

Final Thoughts

The Chase Sapphire Preferred® Visa credit card is truly a unique and valuable card for business travelers and anyone who uses their card frequently. So if you’re one of those people who like to take full advantage of all the benefits offered to you, the Sapphire Preferred® card is just the card for you.

There may be more prestigious cards out there, but very few can match the total benefits and rewards package that Chase has put forth on this nifty little piece of metal.