How To: Add Credit Card to iPhone (iCloud & Apple Pay)

Ashley Dull • May 24, 2018

Oh iPhones, so simple yet sometimes so complicated. If you need to save a credit or debit card to make purchases with your iPhone as easy as possible, here’s how it’s done for your iCloud Keychain and Apple Pay:

iCloud Keychain

This is for purchases made on Safari. Whenever you buy something online you won’t need to run for your wallet – your iPhone will have your card information stored and ready to go.

  • Open Settings
  • Tap Safari

  • Tap Passwords & AutoFill, the first option under General

  • Tap Saved Credit Cards and enter your passcode when prompted

  • Tap Add Credit Card

  • Enter the information and tap Done

Apple Pay

To use Apple Pay on your iPhone 6 or later, you’ll need to add a credit card to Passbook. These are for purchases made at retailers who accept Apple Pay. Apple Pay allows you to forego the wallet and scan your phone instead.

Note: Make sure you are using iOS 8.1 or later in the U.S. and iOS 8.3 or later in the U.K.

  • Open Settings
  • Tap Passbook & Apple Pay 

  • Tap Add Credit or Debit Card and enter your Apple iD when prompted

  • Enter the security code of the credit card on file with iTunes to be used on Apple Pay, or tap Add a Different Credit or Debit Card and enter the information manually

Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

About the Author

Ashley Dull

Ashley is the Finance Vertical Manager at Digital Brands, Inc., where she oversees content published on and Ashley works closely with experts and industry leaders in every sector of finance to develop authoritative guides, news, and advice articles with regards to audience interest. Connect with Ashley on Twitter and LinkedIn.