18 Best Credit Cards for Gas Stations — (Cash Back, Rewards & More)

By: Ashley Dull • 5/17/2017

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Unless you drive an electric car, reside in a city with efficient public transportation, or live in walking distance of your workplace, friends, extended family, and grocery store, the odds are high you’ll be paying for gas to get you to all the places you need to be.

Springing for fuel is a little less painful these days with gas prices at a more reasonable level than years past, but, by using a quality gas rebate credit card, you can save even more money.

As a general rule, people with better credit will have access to cards with higher rewards potential, but there are also several credit cards available to people with lower credit scores that can earn money back on gas purchases. Some cards are even tailor-made for those looking for specific advantages to cards, like students, businesses, travelers, and people with credit ratings of every type. We’ve taken the guesswork out of it with this handy list.

Cash Back | Rewards0% Intro APR
Air Miles | For Businesses | For Students
Bad Credit | Fair Credit | No Credit

Best “Cash Back” Cards for Gas Purchases

You’re going to have to buy gas anyway, so why not get a card that will let you recoup some of that money spent? A cash back card used for necessities such as gas and groceries can be a great way of saving money.

You might even find that some cards offer higher cash back bonuses for gas during different quarters of the year, an incentive to consider owning multiple cards in this category. If you play your cards right, you could save a lot of money. Below are our two best bets for credit cards that can earn you cash back while purchasing gas:

+ See more cards for cash back

Best “Points & Rewards” Cards For Gas Purchases

There was a time when owning proprietary credit cards to the gas station of your choice was the way to go. However, these types of cards have fallen out of favor because they are limited in usage, often confusing, and include fine print about minimum purchases and high APRs.

A better option is going with a general-purpose rewards credit card that offers more simplicity and greater versatility. Here are our two best bets for credit cards that can earn you rewards and points while purchasing gas:

+ See more cards for points & rewards

Best “0% Intro APR” Cards For Gas Purchases

If you’re planning on carrying a balance, it’s a good idea to find a credit card that won’t charge you interest for a long introductory period. This will give you more time to pay off your debt without penalties. Skip the initial APR, and give yourself more time to get that balance to zero with our two favorite choices in this category:

+ See more cards for 0% Intro APR

Best “Air Miles” Cards For Gas Purchases

That trip to Hawaii has been on your mind for years, but the round-trip flights are just so expensive. Why not rack up air miles while you’re buying gas and making other everyday purchases and trade them in for a free or heavily discounted flight into Honolulu? Here are our two favorite credit card options for earning air miles:

+ See more cards for air miles

Best “Business” Cards For Gas Purchases

Businesses have unique needs when it comes to buying gas. Some might have a fleet of vehicles for making deliveries or other purposes. Businesses often also have a need for multiple credit cards on the same account and need a much bigger credit line than an individual. Below are our two favorite credit cards for businesses that can help purchase a lot of gas:

+ See more cards for businesses

Best “Student” Cards For Gas Purchases

Students are in a different place in life than a lot of consumers. Most of them won’t have much income because they’re too busy hitting the books to work much. Many have never owned a credit card, but between those long drives home to see mom and dad, they are going to need to pay for gas. Here are two credit cards that reward students with cash back bonuses for keeping those GPAs high:

+ See more cards for students

Best “Bad Credit” Cards For Gas Purchases

These cards are great options for people with bad credit, featuring small cash back bonuses for gas and grocery purchases. Each card is fully unsecured with no deposit required and includes automatic reviews for credit line increases, and seeing if you’re prequalified won’t hurt your credit score. Below are our two top picks for the best gas credit cards for people with bad credit:

+ See more cards for bad credit

Best “Fair Credit” Cards For Gas Purchases

Some people don’t exactly have good or bad credit. Maybe they’ve missed a few bills and their credit score has dropped a bit, or maybe they are on their way to rebounding from a history of bad credit. These are our two best bets for gas cards for people with fair credit:

+ See more cards for fair credit

Best “No Credit” Cards For Gas Purchases

Many people have not yet established a credit history and need to start building up their score for future major purchases. Maybe your parents bought you a car for your 18th birthday, but you need a credit card because you’re on your own for gas. These are two great choices for a first credit card for those who haven’t yet begun their journey on the credit spectrum:

+ See more cards for no credit

Save Money & Earn Rewards With Gas Credit Cards

Though companies like Tesla, Nissan, and Chevrolet, have made huge strides in building electric cars, it’s going to be a while before battery-powered vehicles are the norm. In the meantime, you’re still going to be paying for gas — why not be rewarded for it?

Among the 18 gas rewards credit card options featured above, there is something ideal for a broad range of needs.

The key is getting organized and deciding how many credit cards you should have and how you plan to use them. If you’re considering having multiple credit card accounts, pay attention to the rotating rewards calendars for each card so they don’t overlap, and you can earn a lot of rewards and cash back bonuses. Maintaining an updated reminder on your phone of which rewards are active for each of your cards is a great way of staying organized.

Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

About the Author

Ashley Dull

Ashley Dull is the Editor-in-Chief of CardRates.com and BadCredit.org, where she works closely with industry leaders in all sectors of finance to develop authoritative guides, news, and advice articles read by millions of Americans. Her expertise lies in credit cards and rewards programs as well as credit reports and how credit scores affect all aspects of consumerism. She is often asked to serve as an expert source on financial topics for national media outlets, such as CNN Money, MarketWatch, Money Matters, ABC News, and NBC News, and has recurring contributions to several leading finance websites. Connect with Ashley on Twitter and LinkedIn.