(2 Quick Ways) – Check Your “Bank of America” Credit Card Status

By: Mike Randall • 12/21/2016

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Bank of America is one of the top credit card issuers in the U.S., with more than 80 million cards in circulation and nearly $300 billion in annual purchases. That means almost 1 in 8 credit cards in the U.S. is issued by the Charlotte, North Carolina, banking giant, and millions of American consumers rely on Bank of America for their credit purchases every day.

If you’ve recently applied for a Bank of America credit card and are waiting to hear whether you’ve been approved, we’ve got a couple of quick ways you can check the status of your application.

Online Status | By Phone | Denied? Top 10 Alternatives

1. See Your Application Status Online

The easiest way to view the status of your Bank of America credit card application is to check it online. A simple click of your mouse will take you to the Application Status Center webpage, where you can view and manage all of your applications in one convenient place.

To request the status using this secure webpage form, you will be asked to provide:

  • Your last name
  • The last 4 digits of your Social Security number
  • Your date of birth
  • The zip code as it appears on your application

Finally, answer a simple math question such as the difference of 4 – 3, and click Submit. It’s as easy as that. You can then view the current status of all credit card applications you’ve made.

2. Call the Approval Status Phone Number

Of course, if you prefer to check your status when you’re on the go, the Bank of America credit card approval hotline is always available. You can quickly and easily access the status of your personal and business credit card application by dialing one of these convenient toll-free numbers.

For personal and secured credit cards, call 800-545-7899 and press 3. To check the status of a business credit card application, call 866-695-6598.

If You’ve Been Denied, Here Are Some Other Options

If you find that your application for a Bank of America credit card has been denied, don’t worry. As a somewhat conservative institution, Bank of America is known to turn down folks who get approved elsewhere. That includes people with good credit, those with no credit, and those whose scores might fall on other parts of the credit scale.

Here are some of our top alternatives if Bank of America has denied your credit card application:

Good Credit (700+) | Fair Credit (650-700) | Bad Credit (< 650) | No Credit (0)

For Good Credit (FICO Score 700+)

For people with good credit, meaning a FICO score of 700 or higher, you have a broad range of choices when it comes to getting the right credit card. From unlimited cash back to bonus travel miles to low APR and 0% transfers, these premium cards will reward you all year long.

+See more cards for “good credit”

For Fair Credit (FICO Score 650-700)

Folks with fair credit, meaning a FICO score between 650 and 700, have plenty of excellent credit card choices also. Many of our top credit card picks for fair credit include no annual fees, unlimited cash back, competitive APR rates, and even flexible payment dates. And all are reviewed and rated by our top experts.

+See more cards for “fair credit”

For Bad Credit (FICO Score < 650)

If you happen to be among the millions of Americans with bad credit, don’t worry. We’ve identified the best credit cards for rebuilding credit, and getting your FICO score back on the right track. Here are some of the top credit cards we’ve found that can help you to reestablish credit, while giving you all of the flexibility and benefits of a high-quality card.

+See more cards for “bad credit”

For No Credit (No Available FICO Score)

For those who are new to credit and have yet to establish a FICO score, we have a list of the top credit cards to help you start building your credit profile. While these cards may come with a smaller available line of credit, they are all premium credit cards with great benefits and reward programs. From cards that reward students to cards that come with no annual fee — you’re sure to find the right card for you here.

+See more cards for “no/limited credit”

Choose the Card That Works For You

Whatever your credit history, financial condition, or FICO score, there’s a credit card that’s tailored to meet your needs. Our experts have identified the best credit cards out there, so you can be assured of getting the benefits, convenience, and service that you deserve — whether it’s from Bank of America or not.

Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

About the Author

Mike Randall

Mike Randall is most knowledgeable in the areas of credit scores and credit cards, having written on those topics and others for the past eight years. He graduated from California State University with a degree in English literature, and he has an extensive background in personal finance studies.When he's not keeping readers informed of changes in the subprime market, Mike’s hobbies include sailing and gourmet cooking. Connect with Mike on Google+.