The Ultimate Guide to Credit Cards
Tuesday, April 16, 2024

6 Best Credit Cards for PPC & Google Adwords (Feb. 2024)

6 Best Credit Cards For Ppc Google Adwords
Toby Sembower

Written by: Toby Sembower

Toby Sembower
Toby Sembower

Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, CreditCards.com, Entrepreneur.com, and others. Toby's industry connections enable him to keep audiences informed with timely advice and insight.

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Edited by: Lillian Guevara-Castro

Lillian Guevara-Castro
Lillian Guevara-Castro

Lillian Guevara-Castro brings more than 30 years of editing and journalism experience to the CardRates team. She has written and edited for major news organizations, including The Atlanta Journal-Constitution and the New York Times, and she previously served as an adjunct journalism instructor at the University of Florida. Today, Lillian edits all CardRates content for clarity, accuracy, and reader engagement.

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Advertiser Disclosure

If you or your business plan on doing a ton of online advertising — be it pay-per-click (PPC), native, display or otherwise choosing the right credit card can make a world of difference. Keep reading for our choices for the six best credit cards for PPC and Google Adwords.

After all, why charge $50,000/month in Google Adwords spending to a debit card when you could earn $1,000/month back on that instead? Why cut Bing Adcenter a check each month when using an air miles card could get you tons of free travel instead? Credit cards have an array of perks and rewards these days and it’s worth paying attention to which ones you or your business could benefit from the most.

Let’s take a look at our break down of the best credit cards to use on PPC advertising. These cards not only boast awesome rewards but also high credit lines to accommodate your substantial ad spend:

1. Top Cash-Back Card for PPC (Businesses)

This card offers a market-leading cash-back rate, along with a nice one-time cash bonus just for using the card. As this is a business card, you must own or represent a business entity to apply:

Capital One Spark Cash for Business

This card is currently not available.

★★★★★
N/A

OVERALL RATING

N/A
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
N/A
N/A
N/A

Additional Disclosure: Information for this card not reviewed by or provided by Capital One.

 

2. Top Cash-Back Card for PPC (Consumers)

If you do not own or represent a business, here’s your next best choice to earn a solid cash-back rate on your PPC advertising:

BEST OVERALL RATING

★★★★★
4.9

OVERALL RATING

  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 15 months
0% for 15 months
19.99% - 29.99% (Variable)
$0
Excellent, Good

 

3. Top Air Miles Card for PPC (Businesses)

Do you travel a lot for work? Or for pleasure? Come away with tons of free flights and hotel stays on your PPC spend with this top-rated business air miles card:

BEST OVERALL RATING

★★★★★
4.7

OVERALL RATING

  • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
  • Transfer your miles to 15+ travel loyalty programs
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Skip the lines with up to a $100 statement credit on TSA PreCheck® or Global Entry
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
26.24% (Variable)
$0 intro for first year; $95 after that
Excellent, Good

 

4. Top Air Miles Card for PPC (Consumers)

If you love the idea of earning free travel from your online advertising, but need to apply for a credit card on your personal credit, here’s our top pick for you:

BEST OVERALL RATING

★★★★★
4.8

OVERALL RATING

  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
19.99% - 29.99% (Variable)
$95
Excellent, Good

 

5. “Fair/Limited Credit” Card for PPC (Businesses)

If your business is brand new and lacks an established credit history, this card is a great choice for getting an approved credit line that can help you earn cash back on your PPC ads:

Capital One® Spark® Classic for Business

This card is currently not available.

★★★★★
N/A

OVERALL RATING

N/A
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
N/A
N/A
N/A

Additional Disclosure: Information for this card not reviewed by or provided by Capital One.

 

6. “Fair/Limited Credit” Card for PPC (Consumers)

And finally, if you don’t have a great credit history, and you need to apply for a card on your own credit rather than that of a business entity, this card offers a nice ongoing cash-back rate:

BEST OVERALL RATING

★★★★★
4.5

OVERALL RATING

  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
  • Be automatically considered for a higher credit line in as little as 6 months
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Help strengthen your credit for the future with responsible card use
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
30.74% (Variable)
$39
Average, Fair, Limited

While we compiled this list specifically with online advertising in mind, these cards are great for earning rewards on virtually any kind of purchase business or otherwise. If you have needs other than cash back or air miles, be sure to check out our other popular categories of cards such as 0% intro APR, low ongoing APRs, balance transfers, and points rewards for our top picks in each.

Don’t take your choice of PPC funding lightly; with the right credit card in tow, you’ll find your next PPC campaign to be both well-funded and highly rewarding.

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.