All articles tagged Lessons (page 5)

How to Close a Credit Card

How to Close a Credit Card

The decision to slim down on the plastic in your wallet can be made for a number of reasons. Maybe your card issuer raised your APR or implemented new fees. Maybe the rewards and perks just... read more »

How Are Physical Credit Cards Made?

How Are Physical Credit Cards Made?

For more than half a century, credit cards have been allowing consumers to buy now and pay later for the goods and services they want. In fact, credit card purchases account for more than $2.5... read more »

4 Calculators That’ll Streamline Your Personal Finances

4 Calculators That’ll Streamline Your Personal Finances

If math isn’t your strongest area of expertise, you’re in luck if you have a smartphone or Internet access. Online calculators that can do everything from helping calculate how much lower a loan... read more »

How to Avoid the 6 Most Annoying Credit Card Fees

How to Avoid the 6 Most Annoying Credit Card Fees

Ah, the dream of completely fee-free, 0% credit card! Unfortunately, when you wake up, you realize you’re paying all sorts of fees on that old card you still use. You finally resolve to get... read more »

How to Properly Dispose of a Credit Card

How to Properly Dispose of a Credit Card

Sometimes, it’s time to say goodbye to your old trusty credit card. One reason might be that you’ve closed the account, maybe after transferring the balance to another credit card.... read more »

3 Steps for Maximizing Credit Perks

3 Steps for Maximizing Credit Perks

Credit card perks are one of the most underutilized benefits of having a credit card. According to a 2011 study from Colloquy and Swift Exchange, the average household does not redeem a third of... read more »

How We Improved Our Credit Score

How We Improved Our Credit Score

I am a credit agency’s dream — I have never made a late payment, I always pay my bills early, and I have ample savings. My husband, on the other hand, did not take his credit as seriously as I... read more »

Credit Card Tips for Travelers

Credit Card Tips for Travelers

Whether you enjoy taking road trips close to home or jet setting around the world, it is important to know how to use your credit card to your advantage when traveling. These credit card tips for... read more »

5 Secrets Credit Card Companies Don’t Want You to Know

5 Secrets Credit Card Companies Don’t Want You to Know

Ever since the Credit Card Accountability, Responsibility, and Disclosure Act [CARD Act] took effect in February 2010, credit card bills are easier to read and understand for the average... read more »

4 Ways Credit Card Companies Hack Your Brain

4 Ways Credit Card Companies Hack Your Brain

Think back to the last time you were offered a credit card. What do you remember most: the deals and rewards the card offered or it’s APR, fees and fine details? Credit card companies make... read more »