The Ultimate Guide to Credit Cards
Thursday, April 18, 2024

All articles tagged Holidays (8)

3 Tips to Avoid Holiday-Shopping Credit Score Damage

3 Tips to Avoid Holiday-Shopping Credit Score Damage

We’re about to enter the busiest shopping season of the year. And while most consumers probably aren’t laser-focused on their credit scores during the holiday season, it’s never a good idea to entirely turn your back on them while you’re enjoying the fall weather, eggnog, and time off from work.  Keep in mind that your upcoming shopping activities will impact your credit scores, so it’s not a bad idea to go over some tips to protect your credit scores from taking an... read more »

How to Achieve Your Financial New Year’s Resolutions

How to Achieve Your Financial New Year’s Resolutions

Increase savings. Pay off credit cards. Build an emergency fund. When Bank of America surveyed more than 2,000 people about their financial New Year's resolutions for 2023, these three goals topped the list. And it’s no wonder. With inflation and holiday shopping top of mind when the survey was conducted in October 2022, consumers may have focused on these goals to position themselves for greater financial security in 2023 and beyond. If your financial New Year's resolutions... read more »

7 Surprising Christmas Spending and Debt Statistics

7 Surprising Christmas Spending and Debt Statistics

Christmas is an exceptionally popular holiday. A 25-year Gallup poll found that more than 90% of US adults surveyed participate in this annual December celebration.  The near-universal enjoyment of Christmas includes people of all types, regardless of gender, age, income, and educational background. Christmas is so beloved it even crosses the political divide between Republicans and Democrats, Gallup found. For many, Christmas remains primarily a religious holiday. For... read more »

8 Best Credit Cards For Christmas Shopping (2024)

8 Best Credit Cards For Christmas Shopping (2024)

The best credit cards for Christmas shopping can help you get all the items your loved ones want while taking advantage of several card perks that make those items more affordable. Whether you’re enjoying a long period of interest-free financing, extended warranties, cash back, or low interest rates, you can sit back on Christmas morning knowing that your reputation as the best gift-giver is secure — and so are your finances. We’ve broken down the key perks you should look... read more »

11 Credit Card Perks For Holiday Shoppers (April 2024)

11 Credit Card Perks For Holiday Shoppers (April 2024)

The holidays are a joyous time, but also an expensive one — and it appears consumers aren’t pulling back on gifts or other seasonal splurges this year. In fact, consumer spending is expected to hit record levels this coming winter as more than 36% of holiday shoppers surveyed say they plan to spend more this year. Though a well-thought-out budget and dedicated savings plan can keep financial stress at bay, using a few shopping and savings tools can ease the budgeting burden of... read more »

6 Credit Strategies to Help You Financially Prepare for the Holidays (2024)

6 Credit Strategies to Help You Financially Prepare for the Holidays (2024)

Although we just welcomed fall, it’s time to start planning for the winter holidays. But, if thoughts of holiday shopping make you sweat and feel anxious, you’re not alone. According to a survey from the investment firm Principal Financial Group, 52% of people feel financially stressed from holiday spending. The holiday season is an expensive time of year thanks to everything from buying gifts for family, friends, and co-workers to spending on decorations, travel, and playing host... read more »

4 Best Credit Cards for Jewelry Purchases (April 2024)

4 Best Credit Cards for Jewelry Purchases (April 2024)

Shopping for the right piece of jewelry — be it a diamond engagement ring or simple pearl necklace — can be daunting enough. Besides the high cost that may take years to save for, the quality measurements used by jewelers can seem arbitrary and overly complicated. Adding to the complication is how to pay for the purchase. While your first inclination might be to write a big check or even hit the ATM for some big bills, those are actually the last options you should consider.... read more »

5 Credit Card Travel Secrets from the Airfarewatchdog

5 Credit Card Travel Secrets from the Airfarewatchdog

Thinking about buying some plane tickets and taking a trip some exotic locale? Or maybe you just want to fly across state to visit some family? Wherever your destination, we assume you want to save as much money on travel as possible. That's where your credit card comes in. To entice their customers to spend more, many credit card issuers offer their customers convenient ways to cut back their travel costs through incentives, reward programs and other perks. I spoke with... read more »