All articles tagged Credit Card Usage (page 4)

5 Common Credit Card Blunders (and How to Fix Them)

5 Common Credit Card Blunders (and How to Fix Them)

More than 160 million Americans carry credit cards. Unfortunately the vast majority of those consumers are misusing their credit cards, resulting in a national average of $15,000 in credit card... read more »

How Credit Card Companies Calculate Your Minimum Payments

How Credit Card Companies Calculate Your Minimum Payments

One of the first things you should consider when exploring new credit cards are their methods for calculating minimum payments because there are multiple techniques the credit card companies use.... read more »

Marijuana Dispensaries Starting to Accept Credit Cards

Marijuana Dispensaries Starting to Accept Credit Cards

If Colorado thought the legalization of marijuana was the end of a fiery debate with the government, it is sorely mistaken. Financial institutions are becoming increasingly uncomfortable with the... read more »

NY Fed Study Shows Increased Consumer Credit Access

NY Fed Study Shows Increased Consumer Credit Access

Every four months, the Federal Reserve Bank of New York releases its Survey of Consumer Expectations, which includes a fascinating appendix addressing credit access. The Fed surveys about 1,300... read more »

3 Reasons to Never Miss a Monthly Payment

3 Reasons to Never Miss a Monthly Payment

For better or worse, your credit card tells the world a lot about you. It can tell a happy story when you make your payments on time — you’re someone who can handle your current credit debt... read more »

5 Reasons It’s Better to Use Credit Cards Over Debit Cards

5 Reasons It’s Better to Use Credit Cards Over Debit Cards

There you are at the checkout counter, reaching for your wallet to pull out a card and pay. But wait – which card should you use? If you listen to the advice of some money experts, they’ll tell... read more »

Poll: Nearly Half of Canadian Cardholders Carrying Debt

Poll: Nearly Half of Canadian Cardholders Carrying Debt

TORONTO, ONTARIO — A recent report released by Montreal-based BMO Financial Group data yielded staggering information about credit card holders in Canada — 46 percent are currently in debt with... read more »

5 Credit Card Travel Secrets from the Airfarewatchdog

5 Credit Card Travel Secrets from the Airfarewatchdog

Thinking about buying some plane tickets and taking a trip some exotic locale? Or maybe you just want to fly across state to visit some family? Wherever your destination, we assume you want to... read more »

British Credit Card Debt Spikes During 2014 Holiday Season

British Credit Card Debt Spikes During 2014 Holiday Season

In still another sign that things may be improving for consumers around the world, as the Bank of England has reported consumer credit in the U.K. has grown at its fastest pace since 2007. That’s... read more »

3 Steps for Maximizing Credit Perks

3 Steps for Maximizing Credit Perks

Credit card perks are one of the most underutilized benefits of having a credit card. According to a 2011 study from Colloquy and Swift Exchange, the average household does not redeem a third of... read more »