Applying | Credit Card Topics | CardRates.com

11 Credit Cards For Bad Credit: Deposits Needed (April 2024)

By: Eric Bank, 4/16/2024

If you think only a handful of good credit cards for bad credit with deposit exist, think again. We've assembled the best secured credit cards that just about anyone can quickly obtain. The collection is big enough to warrant grouping the cards into different categories based on deposit requirements, rewards, and APR. You just may find one of these to be the best credit card for your needs. Navigate This Article: Low Deposits ... read more »

5 Credit Cards For Bad Credit: No Annual Fee (April 2024)

By: Eric Bank, 4/16/2024

I have a concept about folks interested in credit cards for bad credit with no annual fee. You've been through some rough times, and you know the value of a buck. Plus, you're willing to do what it takes to build credit. The credit cards reviewed below welcome applicants with poor, limited, no, or fair credit. They help you rehabilitate your credit by reporting your payments to one or more major credit bureaus. Most importantly, they do all that without imposing an annual... read more »

7 No-Credit Credit Cards with Instant Approval (April 2024)

By: Ashley Fricker, 4/18/2024

When a financial emergency strikes, credit cards with instant approval can help you get things under control quickly. While you may not have immediate access to your card details to make a purchase, instant approval means that you can get your card mailed to you soon after approval. Fortunately, people with bad credit or no credit and who need to get a credit card quickly have a lot of options. Several lenders offer credit cards to students, people with little or no credit history,... read more »

7 Easy Approval Credit Cards with No Deposit (April 2024)

By: Ashley Fricker, 4/18/2024

The key to finding easy credit cards to get approved for with no deposit is to only look for unsecured credit cards. Just as with traditional loans, an unsecured credit card requires no deposit or upfront cash for approval. Like a secured loan, a secured credit card requires collateral to secure your account against default. In this case, your collateral is a cash security deposit that typically determines your card’s spending limit. We’ve compiled a list below of unsecured... read more »

Capital One Secured Credit Card Reviews of 2024

By: Choncé Maddox, 1/26/2024

Capital One secured credit card reviews provide the best opportunity to compare your options before actually applying for your next secured credit card. This prevailing comparison review of Capital One’s best secured cards is no different. Capital One offers a few cash back rewards credit cards with no annual fee. And now, you can take advantage of some of these benefits even with a secured credit card. Secured credit cards are one of the best ways to improve... read more »

Is It Bad to Apply For Multiple Credit Cards At The Same Time? (Feb. 2024)

By: John Ulzheimer, 1/28/2024

The plastic market is full of attractive credit card sign-up bonuses right now, which is common during the holiday season. And if you like the idea of earning rewards or cash back on your spending, these opportunities can be very enticing. With good credit, it's easy to find offers for 100,000 points and hundreds of dollars in cash rewards for newly opened credit card accounts. However, before you fire up your browser and fill out a bunch of credit card applications, it's a... read more »

7 Best No-Annual-Fee Cards For Excellent Credit (April 2024)

By: Eric Bank, 4/1/2024

We must compliment your interest in the best credit cards for excellent credit with no annual fee. Not only have you managed your credit brilliantly, but you also have a keen eye for saving a buck. These cards all provide good benefits and charge you nary a penny in annual fees. They prove you can have your cake, eat it, and not put on any weight. Bon appetit! Navigate This Article: List of Cards FAQs ... read more »

8 Bank Signup Bonus Credit Cards: $200 – $750 (Feb. 2024)

By: Ashley Fricker, 1/28/2024

A bank signup bonus is a great incentive to get a new credit card. Whether you regularly spend on your cards or have a big purchase on the horizon, the cards listed below can add some bonus money to your account with little effort. These cards offer varying bonuses when you reach certain spending thresholds during your first months with the cards or a 100% match of all the cash back you earn during your first year as a cardholder. And since many of these bank bonus offerings also... read more »

14 Best Subprime Credit Cards (Feb. 2024)

By: Choncé Maddox, 1/24/2024

Today, the best subprime credit cards are not difficult to find. But you may have had a hard time qualifying for a new card in the past if your score was less than 620. Subprime issuers know that some people may not have the best credit history and still want to offer them a chance to build credit and enjoy the benefits of using a credit card. It doesn’t matter if you’ve filed bankruptcy in the past, have some negative marks on your credit report, or have no credit... read more »

9 Easy Credit Cards to Get Approved For (April 2024)

By: Eric Bank, 4/16/2024

Even if your credit is battered and bruised, these easy credit cards to get approved for can find their way into your wallet. These cards make shopping more convenient and give you an opportunity to improve your personal credit score, and some even come with great rewards and perks. Navigate This Article: Bad Credit No Credit Fair Credit FAQs Easy Cards to Get Approved For... read more »

#1 Easiest Capital One Card to Get (Feb. 2024)

By: Eric Bank, 1/25/2024

If you want a credit card, but your credit is less than stellar, consider applying for the Capital One Platinum Secured Credit Card, the easiest Capital One Card to get. Capital One is a dominant player in the credit card market for consumers with below-average credit, offering four different cards in this category. Once you’ve acquired the easiest credit card from Capital One, you have the opportunity to improve your credit through on-time payments, thereby qualifying for a... read more »

5 Best Credit Cards For Sports Fans (April 2024)

By: Marcie Geffner, 4/18/2024

Sports fans are special people. They're loyal and enthusiastic, and they love being associated with a winning team. Whether you're a fan of football, basketball, golf, car racing, or all of the above, there's probably a credit card that can help you show your team spirit and earn rewards whenever you open your wallet and use your card. Here are five of the best credit cards for sports fans: Best Overall: Citi Custom Cash® Card Runner Up: Capital One SavorOne Cash Rewards... read more »

8 Easiest Approval Cards For Fair & Bad Credit (April 2024)

By: Eric Bank, 4/16/2024

Our review of the easiest approval cards for fair & bad credit should interest any consumer with a less-than-good credit score (i.e., below 670 on the FICO credit score range of 300 to 850). While lower scores certainly make it harder to get the top credit cards, the ones reviewed here should be within reach for most applicants. When comparing these cards against each other, pay attention to their APRs, fees, rewards, and benefits. An imperfect credit history shouldn’t... read more »

7 Best Credit Card Interest Rates (April 2024)

By: Eric Bank, 4/2/2024

As we review the best credit card interest rates, remember that you always have a 0% APR available to you -- if you can pay off your entire balance every month. But in the real world, many folks need to finance purchases over several months, and that’s where your card’s interest rate bites into your budget. If you fall into the latter camp, pay close attention to interest rates when you comparison-shop for a new credit card. When your budget is tight, a few percentage points... read more »

4 Chase Prequalify & Preapproval Credit Cards (April 2024)

By: Eric Bank, 4/16/2024

The quartet of Chase prequalify and preapproval credit cards require you to have good or excellent credit to get one. In fact, JPMorgan Chase is known for its rigorous approval standards, so any opportunity you can take to check your winning odds is valuable. Chase Bank can make a prequalified offer or preapproved offer online, in the mail, and at its branches. Prequalify & Apply | Alternatives | FAQs How to Prequalify & Apply You can get a pre-qualified offer or pre-approved... read more »

8 Best Military Credit Cards (Feb. 2024)

By: Eric Bank, 1/24/2024

The best military credit cards implement the protections of the 2003 Servicemembers Civil Relief Act (SCRA) and the 2006 Military Lending Act (MLA) in significant ways. The Acts protect members of the armed forces during periods of military service. If you serve in the U.S. military, these credit cards will help ease your financial burden when you enter active duty. Best Cards | FAQs Best Military Cards For Active Service Members The cards that follow go beyond the absolute minimum... read more »

7 Credit Cards for After Collections & Charge-Offs (April 2024)

By: Adam West, 4/18/2024

If financial mistakes can make a mess of your credit history, then the best credit cards after collections or charge-offs are the ultimate clean-up crew. We’ve compiled our list of the best cards for your unique situation. These cards all consider applications from consumers who have bad credit as well as recent charge-offs or collection accounts. Some will even approve you with a recent bankruptcy. With the right credit card in your wallet, you can begin the process of rebuilding... read more »

14 Best Credit Cards With Waived Annual Fees (Feb. 2024)

By: Ashley Fricker, 1/24/2024

No one likes paying fees — and the best credit cards with waived annual fees make it easy to maximize your credit while minimizing your charges. We have you covered no matter where your credit score currently sits. Whether you have good credit, bad credit, no credit, or need to build business credit, we’ve found the best cards with no annual fee to get you going in the right direction. And not only will these cards give you access to a revolving credit line, but some will also... read more »

11 Best Credit Card Sign-Up Bonuses ($200, $300, & $500) – April 2024

By: Eric Bank, 4/16/2024

If you’re planning to get a new credit card, you may as well seek out the best credit card sign-up bonuses. Many of the reward credit cards for consumers with average and better credit offer a sign-up bonus, so you have a wide variety of candidates from which to choose. We’ve organized our review by bonus amounts, which directly correlate to the amount of spending required to earn the bonus. While you may come for the bonus, you’ll stay for the card’s overall benefits. We... read more »

Capital One Quicksilver Card: Review & Options (April 2024)

By: Eric Bank, 4/16/2024

This Capital One Quicksilver card review makes it clear why many folks name this card when asked, “What’s in your wallet?” In a nutshell, it’s a popular card from a popular card issuer, offering a straightforward rewards scheme and a sign up bonus, all without charging an annual fee. While the card is pitched to consumers with excellent credit, the truth is you can get the card even if your credit score is less than perfect. Rewards | Benefits | Credit Requirements |... read more »

5 Best Credit Cards Like Petal (April 2024)

By: Eric Bank, 4/16/2024

Petal, and credit cards like Petal, address the concerns of consumers who are new to the world of credit. Petal is the card issuer of Petal 1 and Petal 2, which are introductory credit cards that do not require applicants to have a credit history. Instead, the cards use information about your income, spending, and savings to calculate a Cash Score that helps you qualify for a Petal card. There is no doubt that Petal introductory credit cards offer solid benefits to cardmembers,... read more »

Are Preapproved Credit Card Offers Guaranteed?

By: Andrea Woroch, 4/26/2021

Credit card use in America is growing. Americans currently have 511.4 million credit cards, and 61% of U.S. consumers have at least one credit card, with the average person carrying four cards in their wallet, according to The Ascent. With so much love for these plastic payment methods, it’s no surprise credit card companies are constantly trying to win over new cardholders. And one way they do this is by sending out preapproved offers to potential customers. When you get a... read more »

12 Best Credit Cards By Credit Score Needed (April 2024)

By: Eric Bank, 4/16/2024

In this article, we review the best credit cards by credit score needed. You’ll find this information useful in two ways. First, you can quickly identify the best candidates for your next card based on your current credit score. But perhaps more importantly, you can also see what you can gain by boosting your credit score up a notch. It’s clear that adopting and maintaining creditworthy behavior allows you to access cards with greater benefits and rewards. Excellent Credit | Good... read more »

3 Capital One Cards For Bad & Fair Credit (Feb. 2024)

By: Ashley Fricker, 1/27/2024

Capital One cards for bad and fair credit are a great way to get your foot in the door with one of the biggest card issuers in the world. These cards not only give you access to a revolving credit line, but they’re also a form of dress rehearsal for an eventual upgrade to a more lucrative rewards card. Since Capital One has one of the most robust credit card portfolios in the business, starting your credit building journey with the Virginia-based bank is a smart move. Not only will... read more »

Approval Criteria For Credit Cards in 2024

By: Marcie Geffner, 2/1/2024

Whether you want to get your first credit card or your 50th, understanding the approval criteria before you apply can help you: Decide which cards to apply for. Fill out your credit card application correctly. Figure out what you need to do if your application isn't approved right away. For most cards, approval criteria can be divided into three categories: General criteria for most cards Specific criteria based on card type Specific criteria based on the card issuer ... read more »

• About Us »	• Editorial Policy »
• In the Press »	• Media Assets »

All articles tagged Applying (page 3)