2016's Best Gas Rebate Credit Cards

Below are our picks for 2016's top gas rebate credit cards. Many of these cards can be used at any gas station and offer users significant rewards and rebates on gas purchases:

Average APR
18.56%
Average Annual Fee
$19.70
Rate Trend
-0.08%
since last month

Review Summary

If you're looking to save at the pump, there's no easier way than to use a gas rebate credit card. Whether it's cash back or other rewards you seek, there's no reason not to use a card that rewards you for using it. Below is a simple summary of 2016's top gas credit cards. Click any card name to visit its official website.

Here are 2016's best gas rebate credit cards:

Wells Fargo Rewards Visa® Credit Card
Rank Card Name Feature Intro APR Expert Rating
1 Chase Freedom Unlimited℠ 1.5% cash back 0% for 15 months ★★★★★ 5.0
2 Chase Freedom® 5% cash back 0% for 15 months ★★★★★ 4.9
3 Discover it® Cashback Match™ 1% cash back 0% for 14 months ★★★★★ 4.8
4 Discover it® 18 Month Balance Transfer Offer 1% cash back 0% for 6 months ★★★★★ 4.8
5 Wells Fargo Cash Wise Visa® Credit Card 1.5% cash rewards 0% for 12 months ★★★★★ 4.8
6 Discover it® chrome 1% cash back 0% for 14 months ★★★★★ 4.8
7 Capital One® Quicksilver® Cash Rewards Credit Card $100 cash bonus 0% for 9 months ★★★★★ 4.8
8 Wells Fargo Propel American Express® Card 3X points 0% for 15 months ★★★★★ 4.8
9 Wells Fargo Propel 365 American Express® Card 3X points 0% for 12 months ★★★★★ 4.8
10 Capital One® QuicksilverOne® Cash Rewards Credit Card 1.5% cash back 0% for 9 months ★★★★★ 4.7
11 Capital One® Spark® Cash for Business 2% cash back N/A ★★★★★ 4.7
12 Capital One® Spark® Cash Select for Business 1.5% cash back 0% for 9 months ★★★★★ 4.7
13 Wells Fargo Rewards Visa® Credit Card 5X rewards points 0% for 12 months ★★★★★ 4.7
14 Barclaycard Rewards MasterCard® 2X points on gas N/A ★★★★ 4.4
15 Credit One Bank® Visa® – No Deposit Required 1% cash back on gas N/A ★★★★ 4.4
16 Discover it® chrome for Students 1% cash back 0% for 6 months ★★★★ 4.3
17 Journey® Student Rewards from Capital One® 1% cash back N/A ★★★★ 4.3
18 Capital One® Spark® Classic for Business 1% cash back N/A ★★★★ 4.3
19 Credit One Bank® Unsecured Visa® Credit Card 1% cash back on gas N/A ★★★★ 4.0
20 BuyPower Card from Capital One® 5% Earnings 0% for 12 months ★★★★ 4.0

More About: Gas Rebate Credit Cards

How a Gas Rebate Card Works

Mike Randall
Finance Expert
How a Gas Rebate Card Works
CardRates.com Guide: Gas Rebates

We Americans love our cars…and trucks, SUVs, crossovers, minivans, and so on. In fact, we love our vehicles so much that we drive over 13,000 miles per year in them on average. With gas prices where they are, that means we spend around $2,500 every year just on fuel for our favorite mode of transportation.

But what if we could save some of that money just by changing the way we pay for gas? That’s exactly what gas rebate credit cards do.

1.
These are essentially rewards cards

Gas rebate credit cards are essentially reward cards issued by major credit card companies. They’re different from a gasoline charge card issued by Chevron or Valero or BP. Those cards are only good for gas at their stations and nowhere else. Gas rebate credit cards, on the other hand, can be used just like any other credit card.

Many of them will also earn you rewards for other purchases like groceries, dinner out or even department store deals. It’s like getting paid back for doing something you were going to do anyway.

Depending on the issuer and terms, gas rebate credit cards can earn you up to 6 percent cash back when used on gas. They’ll also pay you between 1 to 3 percent or so when you use them other places. But be sure to check the fine print because not all gas rebate cards are the same.

2.
You may be charged an annual fee

Many issuers of gas rebate credit cards charge an annual fee, so account for that when figuring how much you will actually save. The interest rate they charge can be higher, although that’s not always the case. Be sure to do some careful comparisons — there are limits as to how much of your spending is eligible for the rebate.

Many cards come with a monthly or quarterly spending limit, after which you earn less of a percentage back – or in some cases zero – until the next statement period.

Gas rebate credit cards are a great way to earn cash back and reduce the amount you have to spend at the pump. If you do your research and choose a card that fits your spending habits, you can save quite a bit of money every month.

Photo source: eastbayri.com

Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Mike Randall

* Advertiser Disclosure: The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers. See the credit card issuer's website for specific terms and conditions of each card.