USAA Secured Card® Platinum Visa®

► 2016 Review, Application & Rates

Toby Sembower
"This card requires a deposit into a two-year Certificate of Deposit to secure approval, making it a good choice for USAA members who can't get approved for an unsecured card."
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USAA Secured Card® Platinum Visa® Review

at USAA Savings'ssecure website

BEST OVERALL RATING

★★★

3.0

OVERALL RATING

3.0/5.0
  • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
  • It's a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.
  • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
  • Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card's credit limit.
  • Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments.
  • Start building your credit - opening a CD lets you get a credit card even if you don't have a credit history or have bad credit.
  • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
10.15%-20.15% (Variable)
$35
Bad Credit

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Best Overall
★★★
3.0
Toby Sembower