OpenSky® Secured Visa® Credit Card

► 2016 Review, Application & Rates

Toby Sembower
"This is a secured card, which requires that you deposit money to secure a credit line. While it offers a low minimum ($200), its APR is a bit high. "
- ,
OpenSky® Secured Visa® Credit Card Review

at Capital Bank'ssecure website

BEST OVERALL RATING

★★★

2.9

OVERALL RATING

2.9/5.0
  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
17.64% (Variable)
$35
No Credit Check

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Bad Credit
★★★
3.4
Best Overall
★★★
2.9
Low APR
★★★
3.1
Secured
(Ranked #3 out of 6)
★★★★
4.0
Toby Sembower