HSBC Platinum MasterCard® with Rewards credit card

► 2017 Review, Application & Rates

Toby Sembower
"While this card doesn't blow you away with any one feature, its combination of a 0% intro APR, flexible rewards program, and no annual fees make it a solid all-around choice."
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BEST OVERALL RATING

★★★★★

4.5

OVERALL RATING

4.5/5.0
  • Earn $100 Cash Back after you spend $500 or more in new, net purchases in your first three months from credit card account opening.
  • 0% Introductory APR on credit card purchases and balance transfers for the first 12 months from Account opening. After that, a variable APR of 13.99%, 17.99% or 23.99%, will apply.
  • No annual fee and no foreign transaction fees.
  • Earn unlimited Rewards Program Points with every purchase that never expire and redeem for cash back, popular gift cards, merchandise, or flights on most major airlines.
  • Make purchases the way you want — mobile payment enabled supporting Android Pay™, Apple Pay™ and Samsung Pay™.
  • Fraud coverage if your card is ever lost or stolen.
  • Use online banking to access your account, even from your smartphone, with our mobile app.
  • Terms Apply.
  • See Terms
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 12 months
0% for 12 months
Variable APR of 13.99%, 17.99% or 23.99%
$0
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
★★★★★
4.6
0% Intro APR
★★★★★
4.6
Air Miles
(Ranked #8 out of 9)
★★★★
4.4
Best Overall
★★★★★
4.5
Cash Back
★★★★
4.4
Excellent Credit
★★★★★
4.5
Good Credit
★★★★★
4.5
Low APR
★★★★★
4.5
Points & Gifts
(Ranked #7 out of 11)
★★★★★
4.6
Toby Sembower