Discover it® 18 Month Balance Transfer Offer

► 2017 Review, Application & Rates

Toby Sembower
"One of our favorite cards of the year. With a ridiculously good deal on balance transfers, low APR's, and a generous cash-back program, we can see why this card is so popular."
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Discover it® 18 Month Balance Transfer Offer Review

at Discover'ssecure website

BEST OVERALL RATING

★★★★★

4.9

OVERALL RATING

4.9/5.0
  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate.
  • Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO® Credit Score for free on monthly statements and online.
  • No annual fee.
  • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 6 months
0% for 18 months
11.49% - 23.49% Variable
$0
Excellent/Good

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
(Ranked #1 out of 16)
★★★★★
5.0
Best Overall
(Ranked #5 out of 78)
★★★★★
4.9
Cash Back
(Ranked #3 out of 30)
★★★★★
4.9
Excellent Credit
(Ranked #4 out of 28)
★★★★★
4.9
Gas Rebate
(Ranked #4 out of 28)
★★★★★
4.8
Good Credit
(Ranked #4 out of 31)
★★★★★
4.9
Low APR
(Ranked #2 out of 39)
★★★★★
4.8
Toby Sembower