Credit One Bank® Unsecured Visa® with Free Credit Score Tracking

► 2018 Review, Application & Rates

Toby Sembower
"Features a nice cash-back option on gas purchases for those with a fair credit rating, but charges a fairly sizable annual fee and a mediocre APR on purchases."
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Credit One Bank® Unsecured Visa® with Free Credit Score Tracking Review

at Credit One'ssecure website

BEST OVERALL RATING

★★★★

3.8

OVERALL RATING

3.8/5.0
  • Find the card that’s right for you without affecting your credit score.
  • Show off your personality by selecting from a variety of card designs, a fee may apply.
  • Get 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV, terms apply.
  • Set up custom email or text alerts so you'll always be aware of your payment due date, when your payment posts, or if your available credit runs low.
  • Don’t get stuck with a payment date that doesn’t work with your schedule. Credit One Bank allows you to choose your monthly payment due date. Terms apply.
  • Take advantage of free online access to your Experian credit score and credit report summary so you can track the key factors impacting your credit health. Terms apply.
  • As you build a positive credit history, you'll earn more credit line increase opportunities. A fee may apply.
  • Know you’re protected from unauthorized charges with Zero Fraud Liability—included with every Credit One Bank account.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
19.15% - 25.24% Variable
$0 - $99
Fair

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Best Overall
(Ranked #41 out of 69)
★★★★
3.8
Cash Back
(Ranked #18 out of 25)
★★★★
4.0
Fair Credit
(Ranked #8 out of 17)
★★★★★
4.5
Gas Rebate
(Ranked #12 out of 22)
★★★★
4.4
Low APR
(Ranked #20 out of 33)
★★★★
3.8
Unsecured
(Ranked #3 out of 16)
★★★★
4.1
Toby Sembower