Chase Sapphire Preferred® Card

► 2018 Review, Application & Rates

Toby Sembower
"Offering an amazing amount of reward points and redemption options, this is a solid card for prime applicants who are seeking to earn travel rewards with their purchases."
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BEST OVERALL RATING

★★★★★

4.8

OVERALL RATING

4.8/5.0
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
17.49% - 24.49% Variable
$0 Intro for the First Year, then $95
Excellent Credit

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Air Miles
(Ranked #2 out of 10)
★★★★★
4.9
Best Overall
★★★★★
4.8
Excellent Credit
★★★★★
4.8
Good Credit
★★★★★
4.8
Low APR
★★★★
4.1
Points & Gifts
(Ranked #1 out of 13)
★★★★★
4.9
Toby Sembower