Chase Freedom®

► 2018 Review, Application & Rates

Toby Sembower
"Featuring very attractive intro APRs, as well as a market-leading cash-back reward program, this card is rightfully a popular choice for applicants who know a good deal when they see it."
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BEST OVERALL RATING

★★★★★

5.0

OVERALL RATING

5.0/5.0
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Enjoy new 5% categories each quarter
  • Unlimited 1% cash back on all other purchases - it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49-25.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR on Purchases for 15 months
0% Intro APR on Balance Transfers for 15 months
16.49% - 25.24% Variable
$0
Excellent/Good

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
(Ranked #4 out of 10)
★★★★★
4.9
0% Intro APR
(Ranked #3 out of 17)
★★★★★
4.9
Best Overall
(Ranked #3 out of 69)
★★★★★
5.0
Cash Back
★★★★★
4.5
Excellent Credit
(Ranked #3 out of 25)
★★★★★
5.0
Gas Rebate
(Ranked #3 out of 21)
★★★★★
4.9
Good Credit
(Ranked #4 out of 26)
★★★★★
5.0
Low APR
★★★★
4.4
Toby Sembower