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In a Nutshell: You asked — and Barclaycard listened. The latest offer for the Barclaycard CashForward™ World MasterCard® was designed to give customers exactly what they wanted in a cash back card. Not only does the new offer double your cash back spending bonus, giving you $200 after $1,000 in qualifying purchases, but you’ll also receive 0% APR on both new purchases and qualifying balance transfers for the first 15 months. Plus, the card still offers an unlimited 1.5% cash back on every purchase and a 5% bonus when you redeem. With rewards that never expire and no annual fee, the Barclaycard CashForward™ World MasterCard® is a good choice for your everyday cash back credit card.
In the current digital world, where just about everyone is working to go paperless, the archaic printed retail receipt stands out like a gas-guzzler in a sea of hybrids. After browsing a digital catalogue, saving with electronic coupons, and putting their purchases in cloth bags, customers are handed a full foot-and-a-half of paper on their way out the door.
To add insult to injury, it isn’t even the actual transaction information taking up all of that tree pulp — it’s usually a customer survey. One that jaded modern consumers generally feel will have about as much impact on their future shopping experience as a toddler suggesting to his mother they have cake for lunch will impact their meal plans. Where the culture was once “the customer is always right,” it can sometimes seem as though our quantity-over-quality society no longer values customer input.
For every rule, however, there is the occasional exception. Rather than saddle me with reams of paper, my local hardware store offers to email me my receipt. And rather than ignore their requests, Barclaycard paid attention to its customers. In fact, the latest Barclaycard CashForward™ World MasterCard® offer, released April 6, 2017, was entirely inspired by customer feedback.
The latest offer not only includes all of the features cardholders already know and love — it upgrades them into the biggest, best CashForward offer yet. “We got a lot of customer feedback when we launched our last offer, and we really took that feedback to heart,” said Laura DeGraff, the Vice President of Digital Acquisition at Barclaycard US. “All in all, we think consumers are going to like this card. We’re really excited about it.”
Now Receive an Initial 0% APR on New Purchases & $200 Rewards Bonus with Minimum Spend
One of the upgraded features in the latest CashForward card offer was at the top of the list for many of the consumers who gave feedback to the Barclaycard team: a great 0% APR introductory period. The previous offer included a 0% offer for balance transfers but didn’t include new purchases.
at Barclaycard'ssecure website
- Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening
- Earn unlimited 1.5% cash rewards on every purchase. Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
- Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50
- Cash rewards do not expire as long as your account is open, active and in good standing
- Enjoy a 0% introductory APR for the first 15 months on purchases.
- Plus, you'll get a 0% introductory APR for 15 months for each balance transfer made within 45 days of account opening. After that a variable APR will apply, 15.99%, 20.99% or 25.99%, based on your creditworthiness.
0% for 15 months
0% for 15 months (on balance transfers made within 45 days of account opening)
15.99%, 20.99% or 25.99% Variable
“We saw that there was such a high demand for having a product that provided 0% APR on balance transfers and new purchases,” said Laura. “So, this new offer has a 0% introductory APR on both, and we think that will be very well-received.”
According to the offer terms, “Enjoy a 0% introductory APR for the first 15 months on purchases. Plus, you’ll get a 0% introductory APR for 15 months on balance transfers for each balance transfer made within 45 days of account opening. After that, a variable APR will apply.” Though there is a transfer fee, the long no-interest terms are likely to make the offer a win for most cardholders.
In addition to the introductory APR terms, the signup offer also got a killer upgrade — it actually doubled in size. “The other major change in the product is we are increasing the cash rewards from $100 to $200, so we’re doubling the bonus you get with the minimum spending requirement,” said Laura.
While the spending requirement for the bonus also doubled — going from $500 in purchases in the first 90 days, to $1,000 in purchases — the amount is still easily manageable for the average user.
Earn Unlimited 1.5% Cash Back on Every Purchase & 5% Redemption Bonus
The supersized introductory terms aren’t all that the Barclaycard CashForward™ World MasterCard® has going for it, of course. The CashForward card comes with solid cash back rewards, giving cardholders an unlimited 1.5% cash back on everything they purchase — no categories or quarterly activation required.
Users can also get even more bang for their cash back buck when they redeem, earning a redemption bonus worth 5% of the redeemed rewards. According to the Barclaycard CashForward page, “You will earn 5% of your cash rewards back as a redemption bonus, to use toward your next redemption, every time you redeem. For example, if you redeem $100 in cash rewards, you will receive $5 cash rewards as a bonus to use toward your next redemption. Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50.”
Those rewards won’t expire if you don’t redeem right away, either. “Cash rewards do not expire as long as your account is open, active and in good standing,” according to the page. “In order to redeem cash rewards, we do require that your account be open, active, and in good standing, you maintain creditworthiness, and that there is regular use of your account.”
Enjoy Free FICO Score Tracking and Secure Chip Technology with No Annual Fee
The perks don’t stop with cash back rewards, either. The CashForward card also comes with a host of fringe benefits that are the icing on this credit cake, including EMV technology to make your purchasing safer. And if your card is lost or stolen, you can rest easy with 0$ Fraud Liability.
“Chip card technology to make paying for your purchases more secure at chip-card terminals in the U.S. and abroad,” according to the website. “$0 Fraud Liability means you’re not responsible for unauthorized charges you report to us.”
Additionally, CashForward cardholders receive free credit score tracking — with email alerts — so you’ll always know where you stand. According to the site, “Free online FICO® Credit Score access lets you keep an eye on your credit and get email alerts when we learn that your score has changed.”
A Great New Offer Inspired by Customer Feedback
Where the consumer culture once strongly believed that the customer is always right, the current quantity-over-quality mentality sometimes seems to overlook the customer entirely. So it’s refreshing to see a company not only cognizant of consumer concerns — but actually focused on providing a product that meets those needs.
Developed in direct response to the desires of the customer, the new Barclaycard CashForward™ World MasterCard® offer is bigger and better than ever. With a great introductory 0% APR offer applying to both new purchases and balance transfers, a supersized spending bonus, and unlimited 1.5% cash back on everything, the CashForward card is a solid option for your everyday cash back credit card.