credit card advice
Here are a few simple ways to request an increase on your Chase credit card(s):
1. Call or Do it Online
1. To reach a Chase credit analyst over the phone, call 888-245-0625.
2. To request and increase via your online Chase account, click here.
Just sign in with your user ID and password, or create an online account if you haven’t done that yet. To create a new account, you’ll need your social security number, credit card number, and a phone number or email address.
2. Choose a New Chase Credit Card
One way to obtain an increase is to request a new Chase card with a higher limit than your existing card. You may even be able to reallocate a portion of the new credit amount to the card you originally wanted increased as well. Here are some of the best Chase high-limit cards currently available:
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
- Unlimited 1% cash back on all other purchases — it's automatic
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
- Enjoy new 5% categories every 3 months like gas stations, restaurants, and wholesale clubs
- Cash Back rewards do not expire as long as your account is open
- Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
- Named a 'Best Credit Card' for Travel Rewards by MONEY Magazine
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
- No foreign transaction fees
- 1:1 point transfer to leading airline and hotel loyalty programs
Introductory Annual Fee of $0 the first year, then $95
- Chase Slate named "Best Credit Card for Balance Transfers" three years in a row by MONEY Magazine
- $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening
- 0% Introductory APR for 15 months on purchases and balance transfers
- Monthly FICO® Score and Credit Dashboard for free
- No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
- $0 Annual Fee
3. Read the “6 Expert tips” for Increasing Limits
If you decide to contact Chase by phone about increasing your limit, we highly recommend you learn the ins-and-outs of credit limit increases before doing so. Here is a collection of tips from a credit card expert:
You’ll learn whether or not you’re prepared to request an increase, what to say and what not to say, the information you’ll need to provide, and more.
Photo credits: Chase.com