3 Secrets — How to Get Frequent Flyer Miles Without Flying

3 Secrets — How to Get Frequent Flyer Miles Without Flying

credit card advice

Brittney Mayer
By: Brittney Mayer
Posted: October 5, 2017
Opinions expressed here are ours alone, and are not provided, endorsed, or approved by any issuer. Site may be compensated through the issuer affiliate programs.

No matter how much you love your job — because we all do, of course — often one of the best parts of a great vacation is that your destination is far, far (far) away from the stress and bustle of your everyday life. Unfortunately, as soon as you start adding airfare and hotel rooms to your vacation expenses, those happy little palm trees can turn into mean little dollar signs right before your eyes.

Designed for those who spend more time in the air than on the ground, frequent flyer programs can be a treasure trove of savings for jet-setters who know their pilots by name. But what about the rest of us, those yearning for sandy beaches, fruity drinks, and happy trees?

Well, as it turns out, you, too, can enjoy the benefits and bargains of frequent flyer programs — all without stepping foot on a single plane.

1. You Can Use Travel Rewards Cards to Earn Miles

Credit card travel rewards are a simple, straightforward way to earn points and miles to cover expenses for your next trip. Really, what’s easier than spending money you were already going to spend anyway? In fact, pair a solid per-dollar earning rate with a juicy signup bonus, and you could be poolside sipping from a coconut in no time. Plus, you can use your travel rewards card to pay for those tropical treats to get a jump start on your next trip.

If you’re devoted to your favorite airline, then a branded rewards card, such as the Gold Delta SkyMiles® Credit Card from American Express, is a good choice as the miles you earn can be added to your existing frequent flyer account. Those who would rather have more flexibility in where — and with what carrier — they fly should check out our top-rated travel rewards cards. These programs have no brand restrictions or blackout dates to limit your travel options.

AIR MILES RATING

★★★★★
5.0

OVERALL RATING

4.9/5.0
  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
13.99% - 23.99% (Variable)
$0 intro for first year; $95 after that
Excellent, Good

AIR MILES RATING

★★★★★
4.9

OVERALL RATING

4.9/5.0
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 12.99%-22.99% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 12 months
N/A
12.99% - 22.99% (Variable)
$0
Excellent, Good

AIR MILES RATING

★★★★★
4.9

OVERALL RATING

4.8/5.0
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
16.99% - 23.99% Variable
Introductory Annual Fee of $0 the first year, then $95
Excellent Credit

+See More Travel Rewards Cards

In your search for the perfect rewards card, don’t forget to investigate the associated rates and fees to ensure you get a good financial deal in addition to awesome travel perks. An important — yet often over-looked — cost to be wary of in a travel card is that due to foreign transaction fees. When charged, these fees will apply to any purchase you make that involves a conversion between US and foreign currencies.

Many travel credit cards will come without foreign transaction fees — but not all. When present, foreign transaction fees are typically 3% to 5% of the total transaction amount. You can check the terms of your credit card offer or cardholder agreement to find out the details of your card’s fees.

2. You Can Use Cash Back Rewards to Purchase Miles

Although unknown to many, one way to add to your stash of frequent flyer miles (without dealing with airplane food) is to simply purchase them from the airline. While this method won’t always provide the greatest value — per-mile costs can be prohibitive to some free-flight aficionados — it’s a good way to pad your points if you come up a little short when it’s time to redeem.

Additionally, many programs regularly offer discounts on miles purchases that can increase the value. Of course, the best way to get great value is to buy those miles with free money — like cash back rewards from your everyday credit card. With a great cash back card, such as our top picks, you can earn rewards on everything you buy, including gas and groceries, then redeem your cash back for a statement credit to cover your miles purchases.

CASH BACK RATING

★★★★★
5.0

OVERALL RATING

5.0/5.0
  • Unlimited 1.5% cash back on every purchase — it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 15 months
0% for 15 months
15.99% - 24.74% Variable
$0
Excellent/Good
Discover it® - Cashback Match™ Review

at Discover Card'ssecure website

CASH BACK RATING

★★★★★
5.0

OVERALL RATING

5.0/5.0
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • Use your rewards instantly at Amazon.com checkout.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 14 months
0% for 14 months
11.99% - 23.99% Variable
$0
Good/Excellent
Wells Fargo Cash Wise Visa® Card Review

at Wells Fargo'ssecure website

CASH BACK RATING

★★★★★
4.9

OVERALL RATING

4.9/5.0
  • Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
  • Earn unlimited 1.5% cash rewards on purchases
  • Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
  • 0% Intro APR for 12 months on purchases and balance transfers, then a 13.99%-25.99% variable APR; balance transfer fees apply
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 12 months
0% for 12 months
13.99%-25.99% (Variable)
$0
Excellent/Good

+See More Cash Back Cards

To maximize the amount of cash back you can earn — and, thus, put toward your temporary ticket out of the rat race — you should seek out the cash back program that will make the most of your spending. If you make purchases just about everywhere, a simple, flat-rate unlimited program may be best. However, if the bulk of your buys fall into a variety of common categories, you can often bag bonus cash back rewards.

Categories rewards will typically come in two types: those that rotate quarterly, and those that remain the same all year long. Rotating categories can be great for those whose spending changes with the season, typically offering bonuses on gas or groceries during the summer and popular shopping brands during the holiday months. However, if your spending is as regular as a German train, then set categories might give you the most robust rewards.

3.You Can Use Miles Gifted to You From Family & Friends

Another way to accrue frequent flyer miles without actually flying frequently (or at all) is to take advantage of the airplane addicts in your network of family and friends. The simplest option is to have them order a ticket for you, as most, if not all, airlines will allow you to designate a ticket purchased through your account to be used by a family member.

Another option is to receive a transfer of miles directly. The majority of major airlines and travel rewards programs will allow you to gift or share points and miles between accounts. Among the things to keep in mind when considering transferring points (or receiving them) is that some airlines will charge a per-mile fee to gift miles, sometimes as much as several cents per point, which can easily eliminate any value from the transaction.

Your frequent flyer or travel rewards account may also have a cap on the number of points or miles you can send or receive on an annual basis. Points transferred over the cap may be unavailable to use until the next year, or lost altogether, so be aware of any limitations before you initiate a transfer.

Stack the Savings by Combining Rewards and Miles

Few things are as good for the body, mind, and soul as a great vacation. Even the simple act of getting away (far, far away) from the daily grind can be enough to help you relax and rejuvenate.

Screenshot of Ultimate Rewards Point Redemption

You can transfer some travel rewards to your existing frequent flyer account to save even more.

At the same time, it’s hard to enjoy the food, fun, and fruity drinks when you’re focused on how long it’ll take you to pay for it all.

While frequent flyer miles and travel rewards can both be effective ways to pay for your much-needed getaway, unless you’re in the air more than a migratory bird, it can feel like forever to collect the points you need.That said, saving in the skies can be as simple as saving in the grocery aisles if you know how to properly stack your points and miles.

For example, you can use the generous Ultimate Rewards signup bonus from your new Chase Sapphire Preferred® credit card directly, redeeming them through the Chase portal to cover travel expenses. Or you can transfer your Ultimate Rewards to any of Chase’s popular airline partners, turning those points into branded frequent flyer miles and adding to your vacation-ready hoard.