“How to Apply for a Credit Card Online” – (4 Steps, 5 Best Cards)

By: Lauren Keys • July 29, 2016

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It wasn’t until I finally saw my name printed along the bottom of my first credit card that I realized the process of applying wasn’t as difficult as I once believed. Since that day, I’ve applied and been approved for over 50 credit cards.

Using what I’ve learned from my personal experiences, this guide will walk you through the necessary steps for getting a new credit card in your wallet as quickly and easily as possible. Because your credit rating ultimately determines which cards you’ll be approved for, I’ve also rounded up the best credit cards to apply for based on your current credit score.

+ See more cards for fair credit

Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

About the Author

Lauren Keys

Lauren Keys has over nine years of writing experience with publications such as The New York Times, Gainesville Magazine, and numerous other media outlets. She seeks to inform others of ways to make the most of their budgets and currently serves as editor-in-chief at DealCrunch.com, an online publication that shares retail industry, shopping, and savings news. Lauren enjoys writing about personal finance hacks and savings tips outside of her retail writing on DealCrunch.