6 Gas Cards for Bad Credit (2017) Earn Cash Back

By: Ashley Dull • July 10, 2017

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The thing about having bad credit, as you likely already know, is that it makes it very difficult to obtain loans and lines of credit. This includes many popular gas station credit cards, like the Valero gas card, the 76 gas card, or any other station-branded card  — these gas cards generally require the borrower to have good credit to be approved.

But that doesn’t mean you’re excluded from getting a gas rewards card. In fact, we’ve found six credit cards for bad credit that offer at least 1 percent cash back on all of your gas purchases. Credit One in particular is a great issuer for these types of cards for multiple reasons:

  • Credit One awards cash back on both gas purchases and groceries.
  • They automatically review accounts for credit line increase opportunities.
  • They offer the ability to pick your own due date for payments.

Below are six Credit One cards that accept poor credit and can be used as gas credit cards — simply by swiping at the pump and being rewarded for it.

6 Credit One Cards With Gas Rewards

What’s really nice about Credit One cards is that, unlike so-called “branded” gas station cards, there are no restrictions as to where they can be used. The ExxonMobile card, for instance, can only be used at ExxonMobile stations. Imagine if your low-fuel light came on and the only gas station within 50 miles is not an Exxon station…yikes!

Not only do these cards approve bad credit, but they can be used at any gas station that accepts Visa credit cards:

+View more credit cards for bad credit

Using Gas Credit Cards to Rebuild Credit

Another benefit with these cards, or any credit card when you have less than perfect credit for that matter, is that with responsible use it can help rebuild your credit score.

All of the cards above report your account activity to the major credit bureaus, meaning if you’re making your payments on time each month and keeping your balance low relative to your card’s credit limit (the suggested credit utilization ratio is below 30 percent), your credit score can increase with time.

With improved credit, you can eventually apply for station-branded cards if you still wish to go that route. Happy shopping!

Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

About the Author

Ashley Dull

Ashley is the Finance Vertical Manager at Digital Brands, Inc., where she oversees content published on CardRates.com and BadCredit.org. Ashley works closely with experts and industry leaders in every sector of finance to develop authoritative guides, news, and advice articles with regards to audience interest. Connect with Ashley on Twitter and LinkedIn.