6 Gas Cards for Bad Credit (2016) Earn Cash Back

Gas Cards for Bad Credit

credit card advice

Ashley Dull
By: Ashley Dull
Posted: April 19, 2016
Opinions expressed here are ours alone, and are not provided, endorsed, or approved by any issuer. Site may be compensated through the issuer affiliate programs.

The thing about having bad credit, as you likely already know, is that it makes it very difficult to obtain loans and lines of credit. This includes many popular gas station credit cards, like the Valero gas card, the 76 gas card, or any other station-branded card  — these gas cards generally require the borrower to have good credit to be approved.

But that doesn’t mean you’re excluded from getting a gas rewards card. In fact, we’ve found six credit cards for bad credit that offer at least 1 percent cash back on all of your gas purchases. Credit One in particular is a great issuer for these types of cards for multiple reasons:

  • Credit One awards cash back on both gas purchases and groceries.
  • They automatically review accounts for credit line increase opportunities.
  • They offer the ability to pick your own due date for payments.

Below are six Credit One cards that accept poor credit and can be used as gas credit cards — simply by swiping at the pump and being rewarded for it.

6 Credit One Cards With Gas Rewards

What’s really nice about Credit One cards is that, unlike so-called “branded” gas station cards, there are no restrictions as to where they can be used. The ExxonMobile card, for instance, can only be used at ExxonMobile stations. Imagine if your low-fuel light came on and the only gas station within 50 miles is not an Exxon station…yikes!

Not only do these cards approve bad credit, but they can be used at any gas station that accepts Visa credit cards:

Credit One Bank® Visa® with Credit Line Increase Reviews Review

at Credit One'ssecure website

BAD CREDIT RATING

★★★★
4.0

OVERALL RATING

3.7/5.0
  • Interested in growing or rebuilding your credit? We report monthly to all three major credit bureaus. Take advantage of free online access to your credit score and credit report summary.
  • See if you're Pre-Qualified in less than 60 seconds.
  • This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
  • Automatically earn 1% cash back when you buy gas or groceries. Terms apply.
  • Flexible payment date to assist you in making your payments on time.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
15.65% - 24.15% Variable
$0 - $99
Bad Credit
Credit One Bank® Platinum Visa® for Building Credit Review

at Credit One'ssecure website

BAD CREDIT RATING

★★★★
4.0

OVERALL RATING

3.7/5.0
  • See if you Pre-Qualify without harming your credit score
  • 1% cash back on gas & groceries, terms apply
  • This is a fully unsecured credit card with no deposit requirement
  • Flexible payment date to assist you in making your payments on time
  • Automatic reviews for credit line increase opportunities
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
15.65% - 24.15% Variable
$0 - $99
Bad Credit
Credit One Bank® - Earn More Credit Fast Review

at Credit One'ssecure website

BAD CREDIT RATING

★★★★
4.0

OVERALL RATING

3.7/5.0
  • Find out if you Pre-Qualify without affecting your credit score
  • This is a fully unsecured credit card with no deposit requirement
  • Automatic reviews for credit line increase opportunities
  • Free online monthly credit score tracking included
  • 1% cash back on gas & groceries, terms apply
  • Zero fraud liability protects you from unauthorized charges
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
15.65% - 24.15% Variable
$0 - $99
Poor Credit
Credit One Bank® Credit Card – Online Monthly Credit Score Tracking Included Review

at Credit One'ssecure website

BAD CREDIT RATING

★★★★
4.0

OVERALL RATING

3.7/5.0
  • See if you Pre-Qualify without harming your credit score.
  • This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
  • All the bonus features you want in a credit card are included. Get 1% cash back on gas and grocery purchases (terms apply). Track your progress over time with free online monthly credit score tracking. And, you could receive credit line increase opportunities.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
15.65% - 24.15% Variable
$0 - $99
Bad Credit
Credit One Bank® Unsecured Visa® with Bonus Features Review

at Credit One'ssecure website

BAD CREDIT RATING

★★★★
4.0

OVERALL RATING

3.7/5.0
  • Credit One automatically monitors every account for credit line increase opportunities. We’ll let you know as soon as you’re eligible for additional credit.
  • See if you're Pre-Qualified without harming your credit score. In less than 60 seconds, find the card that's right for you.
  • Earn 1% cash back on gas and grocery purchases. Terms apply.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account will be reported monthly to all three major credit bureaus.
  • Zero fraud liability protects you from unauthorized charges.
  • Set up custom email or text alerts, so you’ll always be aware of your payment due date, when your payment posts, or if your available balance runs low.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
15.65% - 24.15% Variable
$0 - $99
Poor Credit
Credit One Bank® Unsecured Visa® Credit Card Review

at Credit One'ssecure website

BAD CREDIT RATING

★★★★
4.0

OVERALL RATING

3.7/5.0
  • This is a fully unsecured credit card with no deposit requirement
  • Automatic reviews for credit line increase opportunities
  • See if you Pre-Qualify without harming your credit score
  • Earn 1% cash back on gas and grocery purchases, terms apply
  • Flexible payment date to assist you in making your payments on time
  • Free online monthly credit score tracking included
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
15.65% - 24.15% Variable
$0 - $99
Poor Credit

+View more credit cards for bad credit

Using Gas Credit Cards to Rebuild Credit

Another benefit with these cards, or any credit card when you have less than perfect credit for that matter, is that with responsible use it can help rebuild your credit score.

All of the cards above report your account activity to the major credit bureaus, meaning if you’re making your payments on time each month and keeping your balance low relative to your card’s credit limit (the suggested credit utilization ratio is below 30 percent), your credit score can increase with time.

With improved credit, you can eventually apply for station-branded cards if you still wish to go that route. Happy shopping!