6 Gas Cards for Bad Credit (2017) Earn Cash Back

Gas Cards for Bad Credit

credit card advice

Ashley Dull
By: Ashley Dull
Posted: April 19, 2016
Opinions expressed here are ours alone, and are not provided, endorsed, or approved by any issuer. Site may be compensated through the issuer affiliate programs.

The thing about having bad credit, as you likely already know, is that it makes it very difficult to obtain loans and lines of credit. This includes many popular gas station credit cards, like the Valero gas card, the 76 gas card, or any other station-branded card  — these gas cards generally require the borrower to have good credit to be approved.

But that doesn’t mean you’re excluded from getting a gas rewards card. In fact, we’ve found six credit cards for bad credit that offer at least 1 percent cash back on all of your gas purchases. Credit One in particular is a great issuer for these types of cards for multiple reasons:

  • Credit One awards cash back on both gas purchases and groceries.
  • They automatically review accounts for credit line increase opportunities.
  • They offer the ability to pick your own due date for payments.

Below are six Credit One cards that accept poor credit and can be used as gas credit cards — simply by swiping at the pump and being rewarded for it.

6 Credit One Cards With Gas Rewards

What’s really nice about Credit One cards is that, unlike so-called “branded” gas station cards, there are no restrictions as to where they can be used. The ExxonMobile card, for instance, can only be used at ExxonMobile stations. Imagine if your low-fuel light came on and the only gas station within 50 miles is not an Exxon station…yikes!

Not only do these cards approve bad credit, but they can be used at any gas station that accepts Visa credit cards:

Credit One Bank® Platinum Visa® Review

at Credit One'ssecure website

BAD CREDIT RATING

★★★★
4.0

OVERALL RATING

3.7/5.0
  • Receive 1% cash back on eligible purchases, terms apply
  • Make paying your bill easier with the ability to choose your payment date. Terms apply.
  • See if you Pre-Qualify without harming your credit score
  • Zero fraud liability protects you from unauthorized charges
  • Monitor your credit with free online access to your credit score
  • Show off your style with a premium card design, a fee may apply
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
15.90% - 24.40% Variable
$0 - $99
Bad Credit
Credit One Bank® Unsecured Visa® for Rebuilding Credit Review

at Credit One'ssecure website

BAD CREDIT RATING

★★★★
4.0

OVERALL RATING

3.7/5.0
  • See if you Pre-Qualify without harming your credit score
  • 1% cash back on eligible purchases, terms apply
  • No deposit requirements and opportunities to build your credit
  • Enjoy the flexibility to choose your payment due date. Terms apply.
  • Receive opportunities for credit line increases, a fee may apply
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
15.90% - 24.40% Variable
$0 - $99
Bad Credit
Credit One Bank® Unsecured Platinum Visa® Review

at Credit One'ssecure website

BAD CREDIT RATING

★★★★
4.0

OVERALL RATING

3.7/5.0
  • Credit One Bank automatically monitors every account for credit line increase opportunities each month. We'll let you know as soon as you're eligible for a higher credit line. A fee may apply.
  • See if you Pre-Qualify without harming your credit score. Find the card that's right for you in less than 60 seconds.
  • Eligible purchases will automatically get you 1% cash back, terms apply.
  • This is a fully functional, unsecured credit card—not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
  • Enjoy peace of mind with $0 Fraud Liability
  • Email and text alerts remind you when your bill is due, your payment posts, or your available credit is running low
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
15.90% - 24.40% Variable
$0 - $99
Poor Credit
Credit One Bank® Unsecured Visa® with Online Credit Score Tracking Included Review

at Credit One'ssecure website

BAD CREDIT RATING

★★★★
4.0

OVERALL RATING

3.7/5.0
  • No security deposit required. Get a 100% unsecured card that can help grow and build credit.
  • Focused on growing or rebuilding your credit? We report account activity to all three major credit bureaus each month to help keep your credit score up-to-date.
  • Find out if you're Pre-Qualified without harming your credit score. It's fast, easy, and secure.
  • Looking for more credit? Get credit line increase opportunities, a fee may apply
  • Get 1% cash back on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.
  • Your account is safeguarded against unauthorized charges with Zero Fraud Liability at no additional charge
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
15.90% - 24.40% Variable
$0 - $99
Bad Credit
Credit One Bank® Platinum Credit Card with Rewards Review

at Credit One'ssecure website

BAD CREDIT RATING

★★★★
4.0

OVERALL RATING

3.7/5.0
  • Find out if you Pre-Qualify without affecting your credit score
  • This unsecured card provides opportunities to raise your credit score
  • Receive opportunities for credit line increases, a fee may apply
  • Monitor your credit with free online access to your credit score
  • 1% cash back on eligible purchases, terms apply
  • Zero fraud liability protects you from unauthorized charges
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
15.90% - 24.40% Variable
$0 - $99
Poor Credit
Credit One Bank® Visa® Credit Card with 1% Cash Back Review

at Credit One'ssecure website

BAD CREDIT RATING

★★★★
4.0

OVERALL RATING

3.7/5.0
  • This unsecured card requires no deposit and can help build your credit
  • Receive opportunities for credit line increases, a fee may apply
  • See if you Pre-Qualify in less than 60 seconds
  • Receive 1% cash back on eligible purchases, terms apply
  • Choose your monthly payment due date for added convenience, terms apply
  • Monitor your credit with free online access to your credit score
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
15.90% - 24.40% Variable
$0 - $99
Poor Credit

+View more credit cards for bad credit

Using Gas Credit Cards to Rebuild Credit

Another benefit with these cards, or any credit card when you have less than perfect credit for that matter, is that with responsible use it can help rebuild your credit score.

All of the cards above report your account activity to the major credit bureaus, meaning if you’re making your payments on time each month and keeping your balance low relative to your card’s credit limit (the suggested credit utilization ratio is below 30 percent), your credit score can increase with time.

With improved credit, you can eventually apply for station-branded cards if you still wish to go that route. Happy shopping!