13 Coolest Credit Card Designs (Feb. 2024)

When most of us choose a credit card, design is rarely at the top of our minds. Honestly, there are so many other features to consider. Perks, interest rate, intro APR, and card protections are considered more often when selecting an aesthetically cool credit card.

But what if all things were created equal? Could a card’s look persuade you to apply?

Card companies know that looks aren’t everything — but flash any one of these 13 cards the next time you go out, and get noticed! There are cool options available for all credit types. In this article, we’ll take a look at these cool cards that include options for consumers with good credit, fair credit, cards for students, cards with appealing cash back offers, cards for air miles, and more.

1. Discover it® Chrome

at Discover Card'ssecure website

CASH BACK RATING

★★★★★

4.5

OVERALL RATING

4.8/5.0

Our Review »

• INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
• Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
• Redeem your rewards for cash at any time.
• Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
• Get a 0% intro APR for 15 months on purchases. Then 17.24% to 28.24% Standard Variable Purchase APR applies, based on credit worthiness.
• No annual fee.
• Terms and conditions apply.

• See application, terms and details.

See Rates & Fees

Intro (Purchases)	Intro (Transfers)	Regular APR	Annual Fee	Credit Needed
0% Intro APR for 15 months	0% Intro APR for 15 months	17.24% - 28.24% Variable APR	$0	Excellent/Good

You no longer have to qualify for that titanium card to show some precious metal. This slick-looking card has a brushed metal look and all the perks that people love about Discover cards. If you don’t like the metal look, you can actually choose from more than 40 card designs!

2. Chase Sapphire Preferred® Card

at Chase'ssecure website

AIR MILES RATING

★★★★★

0.0

OVERALL RATING

4.9/5.0

Our Review »

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
• Member FDIC

• See application, terms and details.

Intro (Purchases)	Intro (Transfers)	Regular APR	Annual Fee	Credit Needed
N/A	N/A	21.49%-28.49% Variable	$95	Good/Excellent

A beautiful blue color and striking “gem” design make this card an attractive addition to any wallet. It even has a solid piece of metal inside. The popular card is more than just a pretty face, however. Its perks and sign-up bonus offers are among the most buzzed about.

3. Discover it® Student Cash Back

at Discover Card'ssecure website

STUDENT RATING

★★★★★

4.8

OVERALL RATING

4.5/5.0

Our Review »

• INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
• Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.
• Redeem your rewards for cash at any time.
• No credit score required to apply.
• Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
• No annual fee and build your credit with responsible use.
• 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 18.24% - 27.24% applies.
• Terms and conditions apply.

• See application, terms and details.

See Rates & Fees

Intro (Purchases)	Intro (Transfers)	Regular APR	Annual Fee	Credit Needed
0% Intro APR for 6 months	10.99% Intro APR for 6 months	18.24% - 27.24% Variable APR	$0	Fair/New to Credit

This card designed for younger credit holders with shorter credit history is much like the Chrome mentioned before. Both cards have the option to choose from a selection of unique and fun card designs. Or pick from a range of vibrant textured solids in blue, green, purple, and more!

4. Chase Sapphire Reserve®

at Chase'ssecure website

AIR MILES RATING

★★★★★

0.0

OVERALL RATING

4.7/5.0

Our Review »

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™; Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®

• See application, terms and details.

Intro (Purchases)	Intro (Transfers)	Regular APR	Annual Fee	Credit Needed
N/A	N/A	22.49%-29.49% Variable	$550	Good/Excellent

Along with its sleek and simplistic modern design, this card carries a hefty bonus for new cardholders. Earn bonus points after you spend a predefined amount on purchases in the first 3 months from account opening. If you’re a frequent traveler and have good to excellent credit, this card would be a great fit in your wallet.

NFL fans who plan on spending some cheddar on football-related expenses may want to check out this card, issued by Barclays. It features excellent NFL perks, and cardholders can select their favorite NFL team for a design. Not particularly loyal to any one team? They offer a generic “NFL” design, as well.

• Good to excellent credit required
• Apply for the NFL Extra Points Visa Signature card here.

This card has no need for photos, designs, or distractions. This completely black anodized card is the crème-de-la-crème and is what most people refer to when speaking of “the black card.” Did you know that it is actually made with genuine titanium?

• This card is by invitation only, and you can read more about it here.

This rich-looking metal card just begs for attention. That’s because most applicants have $10 million or more in assets before they get the invite. With a JP Morgan signature scrawled across the top, it’s a shiny addition to any well-kept wallet.

• This card is by invitation only.

(Non-Monetized. The information related to J.P. Morgan Reserve® was collected by CardRates.com and has not been reviewed or provided by the issuer of this product. Product details may vary. Please see issuer website for current information. Product details may vary. Please see issuer website for current information. CardRates.com does not receive commission for this product/card.)

8. Capital One Platinum Credit Card

FAIR CREDIT RATING

★★★★★

4.9

OVERALL RATING

4.5/5.0

Our Review »

• No annual or hidden fees. See if you're approved in seconds
• Be automatically considered for a higher credit line in as little as 6 months
• Help build your credit through responsible use of a card like this
• Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
• Monitor your credit score with CreditWise from Capital One. It's free for everyone
• Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app

• See application, terms and details.

See Rates & Fees

Intro (Purchases)	Intro (Transfers)	Regular APR	Annual Fee	Credit Needed
N/A	N/A	29.99% (Variable)	$0	Average, Fair, Limited

If you believe the coolest card design is one you create, then you’ll love this! Capital One has joined the ranks of card issuers letting you upload your own photo. While they do have final say on the photo before they create it, most people have been able to place pets, kids, and their favorite memories on their VISA with no issues.

Here’s a card that deserves to be on the list, though it’s for Japanese cardholders only. The card company ANA actually has a card design competition to find the best artwork for their cards. Collectible designs have included mixtapes and unwrapped bars of chocolate. The cards are so popular that expired ones have been in collector’s auctions!

• This card is only available in Japan.

Bank of America is changing its affiliations all the time, but they usually offer a handful of attractive cards linked to special perks and bonus offers. Current partnerships include MLB, World Wildlife Fund, and Susan G. Komen. The card design for each is unique to Bank of America.

• Good to excellent credit required
• Apply for the Bank of America® Customized Cash Rewards credit card here.

11. Capital One QuicksilverOne Cash Rewards Credit Card

FAIR CREDIT RATING

★★★★★

4.8

OVERALL RATING

4.5/5.0

Our Review »

• Earn unlimited 1.5% cash back on every purchase, every day
• No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
• Be automatically considered for a higher credit line in as little as 6 months
• Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
• Help strengthen your credit for the future with responsible card use
• Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024

• See application, terms and details.

See Rates & Fees

Intro (Purchases)	Intro (Transfers)	Regular APR	Annual Fee	Credit Needed
N/A	N/A	29.99% (Variable)	$39	Average, Fair, Limited

This card is not only a good choice for those with average, fair, or limited credit, but it has the look of high-end cards. With a smooth metallic finish and bold font, it definitely represents the Quicksilver brand. It answers the question “What’s in your wallet?” with something pretty cool!

Are you a big Disney fan? If you spend a good amount each year on Disney merchandise and property visits, this card offers unique rewards and 10 Disney-themed designs to choose from. Options change regularly, but they include Frozen and Star Wars!

• Good to excellent credit required
• Apply for the Disney Visa® Premier Card here.

13. The Platinum Card®

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.7

OVERALL RATING

4.7/5.0

• Earn 80,000 Membership Rewards® points after you use your new card to make $6,000 in purchases in your first 6 months of Card Membership
• Earn 5X Membership Rewards® points for flights booked directly through airlines or American Express Travel, on up to $500,000 on these purchases per calendar year. Also earn 5X Membership Rewards® points on prepaid hotels on AmexTravel.com. Earn 1X points on all other purchases.
• $200 annual hotel credit, $200 annual airline fee credit, $25 monthly Equinox credit, $15 monthly Uber cash credit, $50 bi-annual Saks Fifth Avenue credit, and more.
• Platinum Card Members have unlimited complimentary access to all locations of The Global Lounge Collection, including 1,400 airport lounges across 650 cities.
• Automatic Marriott Bonvoy Gold Elite Status and Hilton Honors Gold Status. Enrollment required.
• Choose among three card designs

• See application, terms and details.

See Rates & Fees

Intro (Purchases)	Intro (Transfers)	Regular APR	Annual Fee	Credit Needed
N/A	N/A	20.49% - 27.49% Pay Over Time	$695	Excellent

A great card for travelers, this platinum-color metal card will certainly catch some eyes when you take it out of your wallet. Though it comes with a hefty annual fee, you can definitely make it worth your while if you take full advantage of all the perks.

(Non-Monetized. The information related to Chase Disney Visa® Premier Card was collected by CardRates.com and has not been reviewed or provided by the issuer of this product. Product details may vary. Please see issuer website for current information. Product details may vary. Please see issuer website for current information. CardRates.com does not receive commission for this product/card.)

Cards were chosen for this list based on aesthetic appeal and what we’ve heard card users say are their favorites. While we think all of the cards on this list are stunning to look it, we also understand that beauty is in the eye of the beholder. What you might find to be a cool card, others might eschew in favor of something more low-key. In the end, we hope that you choose a card that helps you meet your financial goals and build credit that you can use for a lifetime.

Many of the cards on the list also come with the option to change your look after a time. If you’ve grown tired of that picture of a puppy, most cards will let you update the design. Simply inquire at the phone number on the back of your card, or log in to your accounts and access card design options from the services menu.