Financing Business Using Credit Cards (18 Expert Picks)

By: Ashley Dull • June 28, 2017

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Using a credit card to finance a small- to medium-sized business can be a great idea for someone who understands how to do it properly and meets these criteria:

  • doesn’t need more than $50,000
  • cannot secure a traditional business loan
  • doesn’t have the necessary collateral for an SBA loan
  • wants to take advantage of the rewards a credit card can offer

There are many advantages to using a credit card over a bank loan, as well as risks, but any way a large sum of money is borrowed has its own pros and cons. We’ve identified 19 credit cards that are suitable for any entrepreneur looking to get a card to finance their business. Use these links to jump ahead to the category you’re interested in:

Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

About the Author

Ashley Dull

Ashley is the Finance Vertical Manager at Digital Brands, Inc., where she oversees content published on CardRates.com and BadCredit.org. Ashley works closely with experts and industry leaders in every sector of finance to develop authoritative guides, news, and advice articles with regards to audience interest. Connect with Ashley on Twitter and LinkedIn.