6 Best Credit Cards for PPC & Google Adwords

6 Best Credit Cards for PPC & Google Adwords

credit card advice

Toby Sembower
By: Toby Sembower
Posted: November 10, 2015
Opinions expressed here are ours alone, and are not provided, endorsed, or approved by any issuer. Site may be compensated through the issuer affiliate programs.

If you or your business plan on doing a ton of online advertising — be it pay-per-click (PPC), native, display or otherwise choosing the right credit card can make a world of difference.

After all, why charge $50,000/month in Google Adwords spending to a debit card when you could earn $1,000/month back on that instead? Why cut Bing Adcenter a check each month when using an air miles card could get you tons of free travel instead?

Below we break down the best credit cards to use on PPC advertising. These cards not only boast awesome rewards, but also high credit lines to accommodate your substantial ad spend:

1. Top Cash-Back Card for PPC (Businesses)

This card offers a market-leading cash-back rate, along with a nice one-time cash bonus just for using the card. As this is a business card, you must own or represent a business entity to apply:

BEST OVERALL RATING

★★★★★
4.9

OVERALL RATING

4.9/5.0
  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months of approval
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
  • $0 intro annual fee for the first year; $59 after that
  • Rewards don't expire, and you can redeem your cash back for any amount, anytime
  • Get employee cards at no additional cost, and earn rewards from their business spend
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
17.24% (Variable)
$0 intro for first year; $59 after that
Excellent, Good Credit

 

2. Top Cash-Back Card for PPC (Consumers)

If you do not own or represent a business, here’s your next best choice to earn a solid cash-back rate on your PPC advertising:

BEST OVERALL RATING

★★★★★
4.8

OVERALL RATING

4.8/5.0
  • One-time $100 cash bonus after you spend $500 on purchases within 3 months of approval
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 13.24%-23.24% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.24%-23.24% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 9 months
0% for 9 months
13.24% - 23.24% (Variable)
$0
Excellent, Good Credit

 

3. Top Air Miles Card for PPC (Businesses)

Do you travel a lot for work? Or for pleasure? Come away with tons of free flights and hotel stays on your PPC spend with this top-rated business air miles card:

BEST OVERALL RATING

★★★★★
4.7

OVERALL RATING

4.7/5.0
  • Earn 2 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months of approval
  • Miles don't expire, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $59 after that
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Redeem miles for travel, cash back, gift cards and more
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
17.24% (Variable)
$0 intro for first year; $59 after that
Excellent, Good Credit

 

4. Top Air Miles Card for PPC (Consumers)

If you love the idea of earning free travel from your online advertising, but need to apply for a credit card on your personal credit, here’s our top pick for you:

BEST OVERALL RATING

★★★★★
4.8

OVERALL RATING

4.8/5.0
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months of approval, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
13.24% - 23.24% (Variable)
$0 intro for first year; $59 after that
Excellent, Good Credit

 

5. “Fair/Limited Credit” Card for PPC (Businesses)

If your business is brand new and lacks an established credit history, this card is a great choice for getting an approved credit line that can help you earn cash back on your PPC ads:

BEST OVERALL RATING

★★★★★
4.5

OVERALL RATING

4.5/5.0
  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost, and experienced small business customer service
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
23.24% (Variable)
$0
Average, Fair, Limited Credit

 

6. “Fair/Limited Credit” Card for PPC (Consumers)

And finally, if you don’t have a great credit history, and you need to apply for a card on your own credit rather than that of a business entity, this card offers a nice ongoing cash-back rate as well as a 0% intro APR:

BEST OVERALL RATING

★★★★★
4.5

OVERALL RATING

4.5/5.0
  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost, and experienced small business customer service
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
23.24% (Variable)
$0
Average, Fair, Limited Credit

While we compiled this list specifically with online advertising in mind, these cards are great for earning rewards on virtually any kind of purchase business or otherwise. If you have needs other than cash back or air miles, be sure to check out our other popular categories of cards such as 0% intro APR, low ongoing APRs, balance transfers, and points rewards for our top picks in each.

Don’t take your choice of PPC funding lightly; with the right credit card in tow, you’ll find your next PPC campaign to be both well-funded and highly rewarding.