About CardRates.com

CardRates.com was created with a singular goal: to better educate consumers about the benefits and perils of credit cards. To that end, our finance experts strive to share valuable, well-researched advice, news and reviews with visitors daily.

The world of credit cards can be difficult to navigate, with many pitfalls and untrustworthy sources everywhere you turn. We at CardRates.com aim to consistently provide the most trusted information on the web and truly live up to our moniker as “The Ultimate Guide to Credit Cards.”

Our Finance Experts

Ashley Dull

Ashley Dull

Ashley is the Finance Editor at Digital Brands, Inc., where she oversees content published on CardRates.com and BadCredit.org. Ashley works closely with experts and industry leaders in every sector of finance to develop authoritative guides, news and advice articles with regards to audience interest. Connect with Ashley on Twitter.

Mike Randall

Mike Randall

Mike Randall is most knowledgeable in the areas of credit scores and credit cards, having written on those topics and others for the past eight years. He graduated from California State University with a degree in English literature, and he has an extensive background in personal finance studies.When he's not keeping readers informed of changes in the subprime market, Mike’s hobbies include sailing and gourmet cooking. Connect with Mike on Google+.

Aaron Crowe

Aaron Crowe

Aaron Crowe is a seasoned journalist who specializes in personal finance writing and editing. Aaron has written for a variety of websites, including AOL, Learnvest, US News & World Report, Wells Fargo, WiseBread, AARP and many insurance and investing sites. He is a former newspaper editor and reporter, and can be found at his website AaronCrowe.net. Aaron also writes for two personal finance blogs he owns: Add-Vodka.com and CashSmarter.com.

Eric Bank

Eric Bank

Based in Chicago, Eric Bank has been writing business-related articles since 1985, and science articles since 2010. His articles have appeared in "PC Magazine" and on numerous websites. He holds a B.S. in biology and an M.B.A. from New York University. He also holds an M.S. in finance from DePaul University.

Stefanie O'Connell

Stefanie O'Connell

Stefanie O'Connell is a New York City personal finance writer who lives by making her budget stretch. She shares financial planning, investing and spending advice on her blog, TheBrokeandBeautifulLife.com. A graduate of New York University, Stefanie discovered the world of financial planning out of necessity.

Susan Ladika

Susan Ladika

Susan Ladika’s journalism career got its grounding as a reporter and editor at newspapers and a wire service before she began freelancing full-time a decade ago. In recent years, she’s focused on personal finance issues, including credit cards, bankruptcy and auto and health insurance. Her work has been published in scores of publications over the years, including Bankrate.com, CreditCards.com and Insurance.com. She gets away from her desk by traveling internationally and working in her yard. Find out more at http://susanladika.com/.

Ashley Feinstein

Ashley Feinstein

Ashley Feinstein is a certified personal finance and career coach based in New York City. She started her blog, The Fiscal Femme, to share her passion for personal finance education in a fun and accessible way and recently launched Knowing Your Worth, an organization that provides personal finance and career coaching for young women via workshops, lunch and learns and one-on-one coaching. Ashley has worked in the financial services industry for more than five years as an investment banker and more recently in corporate finance. She graduated with a bachelor's in finance from the Wharton School at the University of Pennsylvania. Connect with her on Google+.

John Schmoll

John Schmoll

John is the founder of Frugal Rules, a blog created to help people experience financial freedom through frugality. John is passionate about budgeting, saving and investing and enjoys sharing his knowledge and experience with others so they can avoid making some of the mistakes he made. A veteran of the financial services industry, John has a master's of business administration in finance and experience as a licensed stockbroker. You can find John online at frugalrules.com and follow him at @frugalrules. Connect with him on Google+.

Scott Sheldon

Scott Sheldon

Scott Sheldon is a senior loan officer and consumer advocate. Scott has been seen in CNN Money, the Wall Street Journal, MarketWatch, Zillow, Yahoo! Homes and Fox Business News. Visit him online at Sonoma County Mortgages. Connect with him on Google+.